Individual & Family - Auto Insurance
Auto Insurance can safeguard your investment and help protect the
people important to you.
WHY PURCHASE AUTOMOBILE INSURANCE?
-
Safeguard your investment and help protect the
people important to you
-
Pay for medical expenses in case of an accident
-
Provide financial protection from lawsuits occurring
from an accident
-
Cover losses caused by underinsured or uninsured
motorists
-
Pay for damages to your vehicle due to theft,
vandalism or natural disasters
BASIC COMPONENTS OF AUTOMOBILE INSURANCE
-
Bodily Injury Liability
Coverage for any bodily injuries you cause to someone
else.
-
Property Damage Liability
Covers any damages you cause to someone else's property
(i.e., vehicle, home or city property).
-
Personal Injury Protective (PIP)
Provides for the treatment of injuries to the driver and
any passenger(s) of the policyholder's car.
-
Collision Coverage
An optional coverage that covers damage to your car
that's the result from a collision. Insurance will cover
for these damages once the policyholder's deductible is
met.
-
Comprehensive (Other Than Collision) Coverage
Another optional coverage that covers damages to your
car in an event that does not involve a collision (i.e.,
theft, vandalism, animal collision). Insurance will
cover for these damages once the policyholder's
deductible is met.
-
Uninsured Motorist Coverage
Offers protection if you are injured in a collision
with a driver who is neither insured or insufficiently
insured.
|
|